This is one of the biggest zoning shifts in decades.

As of June 30, 2025, Colorado House Bill 24-1152 is officially in effect — and it’s a game changer:

-- ADUs are now legal “by right” on most single-family zoned lots across Boulder & Colorado.

-- No rezoning, variances, or special permits required.

-- In Boulder: owner-occupancy, off-street parking, and minimum lot size requirements have all been waived.

It doesn’t stop there: On July 20, 2025, the U.S. Congress introduced a bipartisan bill to make financing ADUs easier. The bill will give US Government backing on all Second Mortgage Loans on properties where the use of financing is an ADU.

Thank you for joining us to understand what these changes mean for you, your clients, and the Colorado real estate market.

Mortgage 101

Geared toward giving agents a broad understanding of different loan programs from VA, FHA, USDA, conventional, Jumbo, and maybe a brief taste of alternative programs.

Knowing mortgage basics will help you communicate with lenders and understand other options to improve your client's buying power.

Class taught by Bill Ezell

Tired of your buyers being turned down or not approved for enough? We will cover non-traditional loan options that save deals.

We will cover non-traditional loan options that save deals. You will understand leading questions you can ask your buyers to see if a yes option may be available.

We will cover bank deposits, 1099, asset depletion, debt service, and no ratio options that can help close your deals!!!

Class taught by Bill Ezell